Realized. Possibly only after the upon that. Thus is it realistic to summarize predicated on whatever due to the fact your told me it, Jen, you to definitely step 1.4% to one.6% NCO rates on your own mentality to have ’23 in order to ’24, is-they shows-as well as additional swinging pieces with the utilized automobile pricing, if they would be to accounts you have depend on that mindset that you defined contemplates the fresh achievability of one’s numbers that you’ve outlined, if made use of vehicles cost was to normalize back once again to 2019 account? დაწვრილებით „But-you start with shopping finance, we have been continued to see powerful origination“