MassHousing’s Success. Inside the 2015, MassHousing helped over step three,000 lower- and you can reasonable-earnings families buy or refinance property on the state. step 1 billion within the portfolio at the time of , this new delinquency rates for everyone out-of MassHousing’s single-family home fund is step three.dos percent. 55 Also when you look at the foreclosures drama, MassHousing’s solitary-family home mortgage delinquency speed are cuatro.cuatro % at the conclusion of fiscal 12 months 2011 in contrast to FHA’s 10.1 percent delinquency speed when you look at the exact same several months. 56 Milewski qualities MassHousing’s lowest standard rates in order to to stop unsustainable mortgage means therefore the excesses of one’s property drama. Specifically, he cards that MassHousing’s fund was fully reported 29-12 months, fixed-rates fund to possess proprietor-filled land. Borrowers getting less than ten percent down complete a good quite thorough homebuyer guidance program, claims Milewski, that will help prepare her or him to have managing and you will staying property. MassHousing also has founded strong matchmaking along with its local lenders and you may counseling agencies. დაწვრილებით „Brand new department advertised which have twenty two,one hundred thousand loans appreciated at the $4“